Ripple

Ripple is a fintech company founded in 2012, and its native cryptocurrency is XRP. The main goal of Ripple is to enable fast, low-cost international money transfers through its payment protocol. Unlike many cryptocurrencies that focus on full decentralization, Ripple works closely with banks and financial institutions. This has positioned XRP as a key option for cross-border payments. Both community adoption and institutional support have played major roles in Ripple’s growth and significance in the crypto market.